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A
Non-Profit 501(c)3 Debt Consolidation Agency
American Credit Alliance,
Inc.
is the Nation's Leading
Debt Management Program
Licensed by the New
York and New Jersey
Departments of Banking
Serving the U.S. and Canada
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ACA Financial Literacy Program
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American Credit Alliance Offers a 12 part course
that will help you improve your credit score. This is what separates
ACA from other agencies.
Click Here
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The Debt
Mobile- Coming Soon to a
Town Near You!
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ACA will be on the road promoting financial literacy across the US. ACA Will
be offering Free Credit Reports and our Financial Literacy Program.
Click Here
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Example — Major bank card:
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Amount owed:
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$3,000.00
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Interest rate:
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24%
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Minimum payment:
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$66.00
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Time to pay off debt:
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122 months
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Interest paid:
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$4,992.00
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Total amount paid:
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$7,992.00
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Example — Same card on the 501 Plan:
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Amount owed:
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$3,000.00
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Interest rate:
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10%
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Minimum payment:
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$66.00
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Time to pay off
debt:
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58 months
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Interest paid:
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$786.00
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Total amount paid:
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$3,786.00
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Savings:
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$4,206.00
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What American Credit Alliance Can Do For
Me?
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To be or not to be... Debt Free!
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 What is the 501 Plan?
If
your credit card debts have become too large to handle, then the
501 Plan is for you. This program will provide you with an
alternative to defaulting on credit cards or filing bankruptcy,
while preserving or reestablishing your good credit. The 501 Plan
does not involve borrowing money or using your home as collateral.
Most programs are based upon an aggressive schedule for eliminating
your higher balances and higher interest rate accounts first.
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